All About Bank of America Credit Cards

Bank of America is one particular of the foremost monetary institutions in the US. It is also one of the pioneers that brought a revolution in the worldwide payment system. It is the greatest issuer of both debit and credit cards in the US.

Bank of America provides more alternatives and options than any other fiscal institutions when it comes to credit and debit cards. It is committed to a 10-yr aim to supply $750 billion in investing, lending and neighborhood growth.

With the merger of MBNA Corporation and Financial institution of America Corporation, the former has turn into a part of the Financial institution of America family of organizations. MBNA Corporation is a pioneer in issuing specialty cards for students and organization. So the alternatives are wider and the offers are far more interesting and meet all your monetary and investment demands.

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At current, the privacy policy of the two economic institutions differs and use and services of MBNA credit score cards are but to be integrated with Bank of America. This integration is probably to full by the end of 2006.

Bank of America credit cards can be categorized into common cards, reward cards, daily cards, entertainment cards, school and university cards, cards for charitable causes, sports activities cards, outdoor and 2886 recreation cards, professional and military cards and company cards.

Bank of America Rewards(TM) American Express Card is a single of the popular credit score cards issued by Bank of America. It carries no annual charge and has % introductory APR on money advance checks and balance transfer for the initial 12 billing cycles. The typical APR is quite minimal at 7.99%. Other positive aspects are that you can earn 1 point on net retail purchase dollar and two factors on dining and travel purchases. You can redeem the factors earned on stay at companion hotels, brand-identify merchandise, and present certificates.

Reward cards from Bank of America can be additional categorized in to standard reward cards, travel cards, purchasing cards, and automotive cards. PetRewards(TM) Visa is a reward card issued by this financial institution. One particular fascinating function of this card is that you can put the picture of your pet on this card. Plus, you can earn factors on pet food price reduction certificates, veterinary companies, and shelter donations. There is no annual charge.

'I Love New York Rewards American Express Card' from Bank of America, an everyday card, has excellent functions like Identity theft recovery and absolute fraud protection, secure on the web account management, special purchasing and travel gives, introductory % APR for the initial 12 billing cycles. For each dollar spent on this card you earn one particular stage which can be redeemed in direction of merchandise, airline, and hotels.

'American Diabetes Association Rewards American Express Card' from Financial institution of America is a charitable card. It has attributes this kind of as % APR for the initial twelve billing cycle, specific buying and travel provides, identity theft recovery and absolute fraud protection. It also carries no annual fee and comes with the versatility to spend more than time. Its reward possibilities consist of cash back supply, present card and travel with no blackout dates plus discounts at partner hotels.

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